Terms of Use

1. Acceptance of Terms

By accessing or using any services provided through kripon.com and its associated applications (collectively, the "Services"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Services.

The Services include, but are not limited to: Fixed Income Monitor, Stock Portfolio Monitor, Cricket Fantasy, Content Analytics & Monitoring Pipeline (CAMP), India Data Portal, and Photo Gallery.

2. Intellectual Property & Copyright

All content, code, designs, graphics, user interfaces, trademarks, and other intellectual property displayed on or made available through the Services are the exclusive property of Diptesh Majumdar, unless otherwise noted.

You may NOT:

• Copy, reproduce, or duplicate any content from the Services
• Redistribute, sell, license, or commercially exploit any content without express written permission
• Modify, create derivative works from, or reverse engineer any part of the Services
• Use any automated systems (bots, scrapers) to access or collect data from the Services
• Remove, alter, or obscure any copyright, trademark, or other proprietary notices

Your Data: You retain ownership of any data, content, or files you upload to the Services. By uploading content, you grant us a limited license to store and display that content solely for the purpose of providing the Services to you.

3. Service Provided "As Is"

The Services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that the Services will be uninterrupted, error-free, or secure
• Warranties regarding the accuracy, reliability, or completeness of any content

Financial Disclaimer: The financial tools (Fixed Income Monitor, Stock Portfolio Monitor) are for informational purposes only and do not constitute financial advice. Always consult with a qualified financial advisor before making investment decisions.

4. User Responsibilities

When using our Services, you agree to:

• Provide accurate and complete information when creating an account
• Maintain the security and confidentiality of your login credentials
• Use the Services only for lawful purposes
• Not attempt to gain unauthorized access to any part of the Services
• Not interfere with or disrupt the operation of the Services
• Notify us immediately of any unauthorized use of your account

5. Data & Privacy

We collect and process personal data necessary to provide the Services. This may include:

• Account information (name, email address)
• Usage data and analytics
• Data you voluntarily provide (financial data, photos, etc.)

We do not sell or share your personal data with third parties for marketing purposes. Your data is stored securely and used only to provide and improve the Services.

6. Limitation of Liability

To the maximum extent permitted by law, Diptesh Majumdar and kripon.com shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, data, use, or other intangible losses
• Damages resulting from unauthorized access to or use of our servers
• Any interruption or cessation of the Services
• Any errors, inaccuracies, or omissions in the content

Your sole remedy for dissatisfaction with the Services is to stop using them.

7. Account Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without cause, and with or without notice. Reasons for termination may include:

• Violation of these Terms of Use
• Conduct that we believe is harmful to other users or the Services
• Suspected fraudulent, abusive, or illegal activity

Upon termination, your right to use the Services will immediately cease. We may delete your account data at our discretion.

8. Changes to Terms

We may modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the Services after any changes constitutes your acceptance of the new terms.

We encourage you to review these terms periodically. The "Last Updated" date at the top of this page indicates when the terms were last revised.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, United States, without regard to its conflict of law provisions.

Any disputes arising from these terms or your use of the Services shall be resolved in the courts located in Allegheny County, Pennsylvania.

10. Contact

If you have any questions about these Terms of Use, please contact:

Email: support@kripon.com